Asbestos came into use as a building material in the 1930s, but, the health risks were not identified early. By 1999, this substance was outlawed because of the dangers and health risks involved.

This material need not panic anyone as long as it is suitable in condition. The risks arise with damaged, broken, and deteriorated asbestos material. This is because of the fibres that become airborne by releasing into the atmosphere. Through care, proper identification, and proper attention, the risk can be prevented.

Dangers of Asbestos Deposits

Asbestos Encapsulation

In this step, the protective adhesive is applied to all the asbestos material. It avoids the release of dangerous asbestos fibres and dust. It is estimated to be about 8 (plus) pounds per square meter.

Asbestos Removal

This option is best when encapsulation is not viable. For total asbestos removal, this step is considered and carried out by licensed professionals. Get price quotes. It is estimated to be around 50 (plus) pounds per square meter.

Asbestos removal costs are higher than Asbestos encapsulation. Removal will eliminate the threat-totally and will help you to live in a safer environment. It also raises the home value in the future.

Variables

The costs are affected by different variables such as required resources, location, and project scale.

Re-boarding

Post asbestos material removal, re-boarding may be needed. Finishing the re-boarding and decorating costs may also be considered, but it is optional for each. The estimated costs for basis re-boarding can be around 400 (plus) pounds.

Keeping all the above aspects, the average asbestos removal prices can be evaluated.

Average costs

• Small areas will be lower than 1000 pounds overall.

• For more significant areas, the price can go up to over 2500 pounds.

Costs involved in eliminating asbestos in garage sections

The garage asbestos removal costs shall be seen by breaking it down by sections and size. The price quoted below is the starting price.

• The cost of asbestos removal of the garage roof is about 380 pounds and with sides is about 680 pounds.

• The cost of asbestos removal of double garage roofing is about 750 pounds, and with sides, it is about 1800 pounds.

• The cost of asbestos removal of garage insulation boards for a ceiling is about 1350 pounds.

Is it worth it?

Though the costs may be appearing alarming to you, it is essential to remember that health is wealth. The investment is worth it when compared to the long-term risks involved to you and your family.

Conclusion

Owing to the health hazards associated with asbestos, its removal becomes necessary in the construction. Asbestos removal has to be done correctly to ensure there's no release of its fibres into the environment. An asbestos sampling kit will help you to detect the presence of asbestos in the construction. A professional can do this job appropriately without any harm done to the people in and around the area.

I do have a love of antique jewellery, and as I get older, I appreciate it more and more. There are so many reasons to buy antique and vintage jewellery. The history and heritage of a beautiful antique jewellery piece are incredibly interesting and the workmanship is often outstanding. So when Kit Clayton Jewellery approached me to review their website, I was excited to see what delights I would come across. This post is in conjunction with Kit Clayton Jewellery, but as ever, my thoughts and opinions are my own.

Kit Clayton Jewellery is run by Abigail and is named after her grandmother Kit.

Abigail found that when she started working in the jewellery industry in 2014 that she had a real passion for gemstones, vintage and antique jewellery and thus Kit Clayton Jewellery was born. Since starting the company, which is now a family affair, Abigail has increased her knowledge of gems by studying for various jewellery qualifications. She sources her jewellery far and wide and runs the jewellery company between Hatton Garden in London and Cheltenham in Gloucestershire.

She also strongly feels that buying pre-owned antique and vintage jewellery is an ethical choice, and the packaging is also sourced from recycled materials wherever possible. 

So now we know about the company, let's have a look at some of the beautiful jewellery they sell.

 Platinum, Sapphire and Diamond Lozenge Ring, £1,325.00

My first choice from the Kit Clayton website is this stunning and unusual platinum, sapphire and diamond ring. Although not antique, the ring is made in the Art Deco style and is very striking with an emerald cut sapphire, approx 1 carat in weight as the centre stone. 

Set in a platinum shank and surrounded with small round brilliant cut diamonds approx 0.2 ct in weight, this ring really is a show stopper.

This ring is different from everything you will see on the high street and you know that you will probably never see a design like this again. A statement ring you can cherish forever.

This incredible vintage 9ct gold, sapphire and diamond bangle is my last choice from the Kit Clayton Jewellery website. Made in the late 1980s, the sapphires and diamonds in this bangle really sparkle in the light. Between each sapphire sit two small round brilliant cut diamonds, adding brightness and shine to the piece.

Fully hallmarked and with a solid clasp in excellent working order, this bangle would make a special gift for the loved one in your life or to celebrate a 45th wedding anniversary where sapphires are traditionally the gift.

As you can see, Kit Clayton Jewellery have some very special antique and vintage jewellery items. With free UK delivery via Royal Mail special delivery, you know that your item is insured in the post and will get to you quickly too, and they also have free returns as well.

Check out the antique diamond engagement rings at Kit Clayton Jewellery for more treasure for your very eyes, and read more about my reasons to buy antique and vintage jewellery here. 

Let me know what do you think of the exquisite jewellery? Do you have a favourite precious item from Kit Clayton Jewellery?

*AD

If you are a skier or snowboarded or even if you love chilly winter destinations with a light dusting of snow or perhaps you a good Christmas market, you know the importance of having warm, cosy clothing to keep the cold out.  So let you tell you about a quality brand that recently contacted me - Protest. This is an advertorial for Protest.

It's all in the detail with Protest clothing. They really care about the detail like the materials, the zippers, the stitchings, the fabrics, the finishes, and the washes. 

Materials like softshell fabric, that's windproof, waterproof and warm. as well as flexible for the slopes or walking around picture-postcard snow-dusted towns. 

Zippers on trousers that make it easier to get them into your boot, whether you are snowboarding or walking to the cute apres-ski bar.  

The breathability of jackets that keep you warm on the slopes or doing that Christmas shopping, as well as allowing moisture to escape keeping you fresh. These are the details that matter. So let's have a look at some of the ski and snowboarding favourites from Protest this autumn/winter season.

Fleeces

The fleeces that Protest sell are top quality. The mens fleeces and womens fleeces are stretchy, in a breathable fabric and super insulating. The fall/winter collection 20/21 focuses on sustainability, colours and prints that you would see on the high street.  

Whether you want to go snowboarding or skiing and using a fleece as a layer to keep the warmth in, or popping to the shops or a cafe for some delicious refreshments, then a fleece is a great autumn/winter stand by. 

Ski Jackets

The ski jackets that Protest sell are in a range of colours, from simple neutral tones to fashion-led designs. The mens ski jackets and womens ski jackets are made of multi-functioning materials as well, making them waterproof and warm too with ventilation zips.

Of course, a ski or snowboarding jacket can also be used as a great winter jacket, as they are made to withstand almost all weather conditions. A high K-Factor which is noted on their ski jackets shows how breathable and waterproof the jacket is. So go for the highest rating for a jacket that will keep the rain out.

Thermals

Thermal tops and thermal trousers are a winter must-have. No one likes to be cold and whether you are actively snowboarding, skiing or hiking, or visiting family or friends and the Christmas markets, you still want to be cosy. 

The selection of thermals from Protest are great, with patterns and prints that are fashion-led as well as basic block colours with turtle necks or a hood to keep your ears warm.

As you can see Protest have lots of great items that combine fashion with functionality for winter and whether you are on the slopes or not, it's worth checking out their website for your winter clothing choices. 

Green credentials

Protest are also focusing on sustainability this year, so are using recycled materials such as recycled PET, recycled nylon and recycled rubber in their jackets. They are also working to eliminate PFC from their supply chain (the material that makes jackets waterproof) so have to be applauded for that.

To get 10% off your order use the code diary10 at checkout. This coupon is valid until February 28, 2021. 

#AD. In the interest of disclosure and transparency, the syndication of this article has been provided and paid for by FBD Insurance. 

You’ve popped the champagne, toasted with family and friends and you can’t stop staring at your left hand. You’re engaged! The next step – before you even say yes to the dress – is to make sure you protect that glittering diamond and keep it safe for many happy years to come.

Many couples insure an engagement ring under their household insurance, such as the Home, Apartment or Renters' policies with FBD. Most contents cover will include jewellery, but depending on its value, the ring might need to be added as a specified item. It’s important to take the time to go through the details and arrange the right cover for you and your lifestyle. It might also be a good time to evaluate your overall home insurance, especially if you’ve recently renovated, built an extension or purchased new additions for the home. If you’re lucky enough to receive high-value gifts for your engagement or wedding, you’ll want to make sure that these are protected as well, especially if you’re planning on heading off for an exotic honeymoon overseas.

Valuation

In the event of a claim, insurance companies will usually ask for supporting documentation, such as the receipt or an original valuation. The jeweller you or your beloved purchased the ring from will often provide a valuation without charge. If not, the price depends on the value of the ring, and can usually be negotiated. You should choose a reputable jeweller with proper accreditations for this task, as you want to ensure you get an accurate valuation you can rely on. It’s important also to keep the original document safe, sending it to the insurance company by registered post and asking for it to be returned when they’re finished their inspection. Some insurers require you to get the ring valued every couple of years, as the value of jewellery, especially diamonds, can fluctuate. You don’t want to be under or over-insured.

Check the fine print

When it comes to special high-value items such as engagement rings, most insurance policies have certain requirements regarding valuation, maintenance and storage. It’s always a good idea to read through the paperwork and ensure you’re covered for all eventualities including loss, destruction or theft. For most people, it makes sense to get cover for outside the home, as well as inside. Rings can sometimes go missing on holidays - they can easily slip off fingers slick with suncream - so you should probably check that it’s insured overseas before you fly. Depending on the value of your ring, you may be required to keep it in a locked safe when not wearing it. Be careful to take note of these little details so that you’re fully covered should the worst happen.

Keeping it safe

We’ve all seen those social media posts about rings lost in swimming pools, shopping centres and even down a lift shaft. You don’t want that to be you, so have a think about how you can keep your beautiful new ring safe as you go about your daily life. There are small changes you can make that’ll help protect your ring, such as using hotel safes on holidays and secure lockers in the gym. Make sure you don’t leave it out on display at home, and it might be a good idea to leave it on while washing your hands - you certainly don’t want to leave it behind, or worse, watch it disappear down the sink! It can be tricky too to make sure it fits properly, depending on how warm or cool your hands are - if it’s a little loose, you should get it resized or even get a ring-guard fitted. Weddingbee has a handy guide to making sure it sits just right on your finger.

Maintenance

Depending on your contents cover or your specified item policy, you might find that you need to get a professional jeweller to check the ring’s settings every two years or so: nobody wants that precious diamond to come loose. That’s often a good time to get it cleaned, too, as hand sanitiser, creams and washing-up liquid can build up on jewellery, dulling the sparkling effect of a precious jewel. It’s important you bring your ring to a professional, well-recognised and fully insured jeweller to be cleaned or checked, though, so that it’s in safe hands.

Making sure your engagement ring is protected and insured will help give you the peace of mind you need to enjoy this special time of your life - all you have to do now is send out the invitations, organise the party, and show up on the big day!