Companies are constantly changing their prices, rates, and offers to appear more competitive to new customers, but those with existing loyalties can capitalise on these shifts. Of course, the inconvenience of changing aspects such as bills and shopping is what puts most people off, but now, it’s easier than ever to make a small change which could save you a lot of money.

Here’re some top tips for how you can save money at home and every day through very simple little manoeuvres.

You’d be surprised how much power you have

The state of home phone and broadband has changed significantly, even just over the last couple of years. The rise of mobile phones, mobile internet, streaming platforms, and video gaming has significantly altered how suppliers approach the market. As you might assume, many landlines are becoming a thing of the past, with mobile phones being the main contributor to landline usage falling by 50 per cent between 2012 and 2017. As such, those who want to a new landline brought in or have an existing landline can haggle down the price with relative ease.

A lot of home phone deals are tied to broadband bills these days, to keep the phone offering relevant. Here, due to a great deal of competition in the sector and many services actively improving their offering, it’s possible to negotiate a better price. Simply by calling your supplier, you can ask for a better price on your plan or a plan that better suits your usage – both of which will save you money. Potentially, for more savings, you could just do away with your home phone altogether.

Cutting your biggest bill
Any homeowner’s most significant bills are bound to be their mortgage. Regardless of how well you initially negotiated the fees or the quality of the rate that you were offered, mortgages become more expensive at the end of their initial terms. This is why people are coming around to the idea of remortgaging periodically throughout the duration of their loan.

However, most people are put off by this prospect, with mortgages being hard and time-consuming to land in the first place, making remortgaging appear to be an arduous task. This used to be the case, but now that professional remortgage comparison brokers like Trussle have set-up shop online to help you compare mortgages, finding a more favourable deal when it’s time for you to remortgage to avoid hefty increases in payments is very easy.  Bad credit loans can be easy to get but be sure you can pay them back.

If you have to take a short term loan, be sure to only go to reputable brokers like Little Loans. 

Make the most of supermarkets wanting loyalty

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The floorplan

When looking at houses, pay attention to their size and floor plan. You want the house to be as practical as possible for you and your family – so make sure that you know how many bedrooms you require, whether your furniture will fit in seamlessly and how the space will complement your lifestyle.

When looking at houses, you need to think long term. So even if it suits you now, you’ll need to think of ways that your life could change and how your new home will accommodate these adjustments – i.e. having a child/more children.

How close it is to amenities

This is a key factor which often shapes many buyers’ final decisions. When on the hunt for a new home, take a look at the location that it’s in. Is it situated close to the shops? Or maybe it’s a short walk from a pub and restaurant?  If you don't have a car is it on a regular public transport route? How are the schools in the area? This last point is extremely important to parents or young couples planning a family.

Think about what you want to have nearby and focus your attention on finding a property near that. There’s nothing worse than settling for a house in a location that’s not convenient for you.

The kitchen

This is one of the first things that homebuyers look for – a good kitchen. It’s no secret that kitchens can be pricey to renovate and have fitted. So by looking for a house with a new kitchen (or at least one that’s done to a good standard), you’ll save some money in the long term.

Of course, this isn’t always possible. So if you’ve found your dream house but it doesn’t have a kitchen that’s exactly in your style, then you could always have a new one added over time. There are plenty of kitchens to choose from, including stylish german kitchens online, vintage styles and sleek futuristic-looking kitchens.

The bathroom

Another key room that you should pay attention to is the bathroom. It's another room that could cost you a lot to renovate, it’s a good idea to find a house with a bathroom that’s done to a high quality. When looking at the bathroom, see what condition the tiles (if there are any) are in, along with whether the room has any mould. A new bathroom could cost a lot to install so think about that when you are looking for a home.

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